Select a lending institution.

1. You need to choose a reliable lending institution in Hengyang, which can be a bank, credit union or other legal financial institution.

2. Understand the loan requirements and the list of required materials. You need to prepare relevant documents such as ID card, household registration booklet, income certificate, bank statement, etc.

3. Fill in the loan application form according to the requirements of the lending institution.

4. Submit the completed application form and required materials to the lending institution.