(1) Just cancel. Bank counter cancellation:

(2) Bring valid identity documents and bank cards to the local bank;

(3) Get the reservation number from the bank and queue up;

(four) explain the cancellation of the account to the staff and fill in the relevant application;

(5) Give the bank card to the bank staff and submit relevant materials;

(6) The bank card has been cancelled.

Money laundering (the act of legalizing illegal gains)

Money laundering refers to the act of concealing and concealing illegal income and the source and nature of its income by various means in order to legalize it in form.

It shall report to the police immediately to prove the illegal and criminal facts that money laundering loans are used for money laundering. Those who constitute the crime of money laundering can be sentenced to fixed-term imprisonment of not more than five years, and if the circumstances are serious, they can be sentenced to fixed-term imprisonment of 5 to 10 years. The specific circumstances can be judged and handled by the court after investigation and evidence collection.

After the bank card is frozen due to money laundering, contact the bank to find the case-handling unit, and then entrust a lawyer to intervene, explain the situation, provide favorable evidence, and ask for timely thawing. After unfreezing, whether to impose a fine or pursue criminal responsibility further depends on the law enforcement agency that made the decision to freeze deposits and unfreeze them, and there must be a notice of freezing.

In order to recover the losses caused by fraud, we can collect and keep relevant data and evidence in the following ways, such as screenshots of remittance and transfer records, screenshots of chat records with scammers, or video or audio materials that can prove fraud. If the amount of fraud is large, it meets the local standards for filing fraud.

You can report to the bank, you can also report to the public security organ, and you can cancel your account yourself. Of course, what if the other party uses the loan for money laundering?

The best way to do illegal and criminal things is to report the case and let the investigation team investigate and destroy it.

legal ground

Article 191 of the Criminal Law of People's Republic of China (PRC) conceals or conceals the income, source and nature of drug crimes, organized crimes of underworld nature, terrorist crimes, smuggling crimes, corruption and bribery crimes, crimes of disrupting financial management order and financial fraud crimes, and commits any of the following acts, the above-mentioned criminal income and income shall be confiscated, and they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or shall only be fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined:

(1) Providing capital accounts;

(2) Converting property into cash, financial bills or securities;

(3) Transferring funds by transfer or other payment and settlement methods;

(4) Cross-border transfer of assets;

(5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.