C in the credit report indicates that it has been settled. Including normal settlement, early settlement, debt repayment with assets, guarantor agent, etc.

There are also various symbols on the credit report/indicating that there is no account opening; N is normal repayment, which means that the borrower repaid the money of the month in full and on time; D is the guarantor; Z stands for the borrower to repay the debt with assets. If the user is overdue, numbers such as 1, 2, 3 will appear. , 1 means 1 to 30 days overdue, 2 means 3 1 to 60 days overdue, and so on.

Personal credit investigation, that is, personal credit investigation, is a personal credit report, which is used to objectively record credit records, including bad information about not repaying according to the contract and positive information about repaying on time, including personal basic information such as name, gender, age, ID card date, marital status, etc. Credit records include personal loans, repayment status, letters and repayment records; Different records, including "My Inquiry Record" and "Institution Inquiry Record".

2. What do n and c stand for?

N means normal repayment, and C means settled. On the personal credit report, C indicates that the borrower has paid off all the loans and the loan balance is 0. In addition to the above signs, there are other signs, such as Z paying debts with assets; /indicates that no account has been opened; Guarantor declaration form; # indicates that the repayment status is unknown; It means that there is no repayment history this month.

Personal credit information mainly includes personal basic information, credit transaction information, inquiry times, etc. This information financial institution is enjoyed by * * *. As long as a company has a record of default, other financial institutions can see it when inquiring about credit information, which is why it is necessary to ensure a good credit information record.

Users can usually inquire personal credit information through different channels, such as commercial banks, official website Credit Bureau and branches of the People's Bank of China. It should be noted that individuals should not casually inquire about credit information, because every inquiry will be recorded in the credit information.

Usually, we must ensure that personal credit information is good. If the personal credit is not good, the loan will be rejected. When the credit is bad, we should deal with it in time. After all, it will continue to be preserved for 5 years and disappear automatically after 5 years. If it is not handled, it will always be recorded in the credit report.

3. What do n and c in the credit repayment record stand for respectively?

1, symbol n

It means that the borrower has repaid all the repayment amount of this month on time, which is a normal repayment.

2. symbol c

Represents the loan settlement status, that is, the borrower has fully paid off the loan, and the loan balance is 0, including normal settlement, early settlement, debt repayment with assets, and repayment by the guarantor.

These two situations represent the borrower's good credit status, which is a positive performance.

4. What do letters of credit 1 and n mean?

That means your credit history is normal.

note:

Symbolic significance in credit report

"#" in the personal credit report means that the repayment form is unknown, ""means that there is no repayment history this month, "n" means normal repayment, "d" means that the guarantor repays on behalf of him, "c" means settlement, and "z" means paying off debts with assets. In addition, "1" means overdue 1-30 days; "2" means 3 1-60 days overdue; "3" means 6 1-90 days overdue; "4" is 9 1- 120 days overdue; "5" means 12 1- 150 days overdue; "6" means 15 1- 180 days overdue; "7" is more than 180 days overdue.