I know that there are three companies that are definitely formal, CreditEase, WeChat and Ping An, and they are all relatively large. Each district has its own outlets, and I still have my business card.
There are generally three basic conditions for a loan.
The first salary is endless, only 2000 yuan per month.
Second, there is a place to live in the utilities.
Third, credit cards have no bad records, and these three are more important.
Generally speaking, loans seem to start in 2-3 years. The longer you borrow it, the more uneconomical it is, and the interest is high.
In addition, I would like to remind you that regular loan companies do not charge any fees before handling, remember the liar!
Recently, the Wenzhou loan incident has caused a lot of noise, and the requirements are much stricter than before. The sooner you do it, the better.