With the vehicle registration certificate of the automobile (commonly known as the "Green Paper", which is the proof of the property right of the automobile, similar to the "household registration book"), the customer can directly apply for a loan from the bank, and apply for a mortgage loan with the vehicle registration certificate as collateral; Of course, you can also apply for mortgage loans from other licensed consumer finance institutions. Many banks and loan companies use mortgage cards instead of cars to provide mortgage loans. Customers can contact customer service for consultation before handling.

Just what everyone needs to pay attention to is that cars are movable property after all, which devalues quickly and is easily affected by traffic accidents. Therefore, whether it is a bank or a loan company, customers can use the vehicle registration certificate as collateral to borrow money, and the loanable space will not be particularly high, about 50% to 80%. After the loan is issued, customers should pay attention to using the funds for the specified purposes and remember to repay them on time. After paying off the loan, you need to issue a loan settlement certificate at the bank (loan company), get back the registration certificate of the mortgaged vehicle, and then go through the mortgage formalities.