1. Increase the loan demand: When the trade volume of an enterprise increases greatly, its business scale and capital demand will also increase, which will lead to the need for more bank loans to meet the working capital demand.
2. Improve the credit rating: When the trade increment of an enterprise is large, its position and development prospect in the market will be improved, which will help to improve the credit rating of the enterprise and thus obtain better loan conditions.
3. Expand the scope of guarantee: When the enterprise has a relatively stable trade increase, more partners or customers will be willing to provide guarantee for it. In this case, the guarantee scope of enterprises can be expanded, which is helpful to obtain more bank loans.
4. Reduce the cost of loans: When the trade increment of enterprises is large, the frequency of business dealings and cooperation with banks will also increase. At this time, we can establish a closer cooperative relationship with the bank and reduce the loan cost through negotiation.