This has already happened,
Therefore, second-hand transactions, first transfer or first payment are risky.
Now the bank can let the lender make entrusted payment and directly transfer the loan to your account, which can reduce the risk.
Second, after the second-hand house is transferred, the buyer withdraws the loan.
Hello, the general bank will not approve it. After the cancellation of the account, the purchase loan contract was approved, the funds were already in the bank, and the buyers also signed the loan contract, which does not mean that it was cancelled. However, if the bank loan is cancelled and the final payment is not paid within the agreed time limit, the liability for breach of contract may be investigated.
Third, the loan for the other party to sell second-hand houses is said to be transferred to the bank before lending. In case the buyer cancels the loan, I have already transferred to the buyer, and if I can't get the money, the house will become someone else's.
The contract stipulates the terms and responsibilities for breach of contract, and the house is yours! If you have intermediary friends, you can know in advance whether the bank can lend, the risk points, solve them in advance, and finally complete the loan!
4. What if the buyer cancels the loan after the second-hand house is transferred?
The buyer shall bear the liability for breach of contract agreed in the contract and require the buyer to transfer the house to the seller. If not, there are two options: first, continue to ask the other party to perform the contract and judge the other party to pay the house payment. Second, request a judgment to terminate the contract and transfer the house back.
Finally, if there is a loan to buy a house, it must be approved by the bank before the loan contract can be transferred to the trading center. Only in this way can there be security.