1. Pay off the loan owed to the bank in advance, cancel the registration of other rights on the house ownership certificate, and ask the people's court to deal with the house ownership problem while dealing with the marriage problem;
2. At the time of divorce, the party registering real estate shall compensate the other party according to the principle stipulated in the first paragraph of Article 1087 of the Civil Code.
The following materials need to be prepared for renaming the house where husband and wife live together after divorce:
1. Husband and wife divorce agreement: The agreement should include the agreement on the ownership of the house and the agreement on the change of name. In the agreement, both parties need to sign and confirm, and indicate the date of signing on the agreement;
2. Proof of ownership of the house: proof of ownership of the house, such as real estate license and house sales contract, is required to prove the ownership of the house;
3. Personal identification: proof of identity of both husband and wife, such as ID card and household registration book, is required;
4. Proof of house appraisal: If the house appraisal value is involved, the corresponding appraisal proof materials shall be provided;
5. Other supporting materials: If issues such as child support and property division are involved, relevant supporting materials should be provided, such as child support agreement and proof of the same property.
To sum up, the specific requirements may vary by region and court. It is recommended that the parties carefully read the relevant regulations and requirements of the local court before renaming the divorced house to avoid failure due to incomplete or unqualified certification materials.
Legal basis:
Article 1087 of the Civil Code of People's Republic of China (PRC)
At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.