Subject to availability.

1. Formal financial institution platform: It is a formal financial institution platform that is authorized. The credit lock-in period will be automatically canceled after the business is terminated and fully settled. Do not cancel the authorization again.

2. Inquiry of personal credit information on banks or lending institution platforms: If a bank or lending institution or platform is authorized to inquire about personal credit information, individuals cannot directly apply to lift the credit lock. Without the individual's authorization and consent, banks, lending institutions, and platforms have no right to inquire about an individual's credit report.