Current location - Loan Platform Complete Network - Loan consultation - How to pay in installments when buying a house in the United States
How to pay in installments when buying a house in the United States

The down payment for purchasing a house means that if you do not have enough funds to pay the entire payment before purchasing the house, you can pay it in installments, but you need to pay part of the payment first. This so-called partial payment refers to the down payment. So what is the proportion of down payment for buying a house in the United States? Generally speaking, when buying a house in the United States, the down payment for non-U.S. residents is 50% of the house price.

The United States is a country where the ratio of housing prices to residents' income is relatively reasonable. At the same time, housing prices in the United States have appreciated relatively faster than in China, which has led to many Chinese people choosing to buy houses in the United States.

If you want to get a loan after paying the down payment, the conditions are more stringent than for Americans. The down payment must reach 50% of the house price, which is far more than the 20% for local Americans. Relatively speaking, think carefully about yourself. current situation. There are also many friends who, after arriving in the United States, first buy a home with full payment, and then choose to take out a loan to buy a home for rent or profit. There is no limit to the number of houses in the United States. This one is more humane.