If you fail to repay the money you owe, you should bear the liability for breach of contract. But there is no legal responsibility for the other party's suicide by jumping off the building.

Legal Analysis

A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due. Therefore, the borrower should return the loan and interest according to the period agreed in the loan contract. If the borrower fails to repay the loan within the agreed loan period, the lender may claim breach of contract liability for overdue repayment and require the borrower to pay the agreed penalty or overdue interest. Therefore, failure to repay owed money is a violation of the loan contract, and the borrower shall be liable for breach of contract for this behavior. As for the act of jumping off a building, although the lender may indeed have suicidal thoughts because the borrower fails to repay the money he owes, from the perspective of the elements of the tort, the borrower should not be held responsible for his suicide act. Specifically, the constitution of tort liability needs to meet four elements: infringement, damage consequences, causation and fault. Regarding the facts targeted by this question, the borrower did not commit any infringement that caused the lender to commit suicide, and there is no causal relationship between the borrower's failure to repay the money he owed and the lender's jumping off the building at the level of tort liability. Therefore, the borrower is not responsible for committing suicide by jumping off a building.

Personal suggestions

Although there is no legal responsibility for suicide, moral condemnation is unavoidable. Therefore, it is recommended that you repay the loan strictly in accordance with the time limit and amount agreed in the loan contract and earnestly perform the contract.

Legal Basis

Article 667 of the "People's Republic of China and Civil Code" A loan contract means that the borrower borrows money from the lender and returns the loan and pays interest when it is due. contract.

Article 675 of the "People's Republic of China and Civil Code" The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time.