Question 2: What procedures do you need to mortgage the whole car to an individual?
Mortgage means going to the vehicle management office to register the mortgage. In addition, whether the full amount can also be found at the vehicle management office, so the first step is to go to the vehicle management office!
Notarization means going to the local notary office to do the corresponding notarization, which generally includes: loan notarization, entrusted mortgage cancellation notarization, entrusted sale notarization and compulsory execution notarization.
However, the specific policies in different places are slightly different, so you can consult the relevant units in detail. The above is regarded as a reference! Procedures as complete as possible, as perfect as possible!
Question 3: Can individuals mortgage their cars to individuals? Yes, what car do you need to mortgage?
Question 4: Can a person register the vehicle mortgage? You can apply for vehicle mortgage registration. According to the Regulations on Motor Vehicle Registration, the details are as follows:
Twenty-second motor vehicle owners who use motor vehicles as collateral shall apply for mortgage registration at the vehicle management office where they are registered; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.
Article 23 To apply for mortgage registration, the motor vehicle owner shall fill in the application form, which shall be jointly applied by the motor vehicle owner and the mortgagee, and submit the following documents and vouchers:
(a) the identity certificate of the motor vehicle owner and the mortgagee;
(2) Motor vehicle registration certificate;
(three) the main contract and mortgage contract concluded by the motor vehicle owner and the mortgagee according to law.
The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of mortgage registration on the motor vehicle registration certificate.
Article 24 To apply for cancellation of mortgage registration, the motor vehicle owner shall fill in the application form, which shall be jointly applied by both the motor vehicle owner and the mortgagee, and submit the following certificates and vouchers:
(a) the identity certificate of the motor vehicle owner and the mortgagee;
(2) Motor vehicle registration certificate.
If the people's court mediates, makes a judgment or orders to cancel the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective mediation, ruling or judgment issued by the people's court, and the corresponding notice of assistance in execution.
The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of cancellation of mortgage registration on the motor vehicle registration certificate.
Twenty-fifth motor vehicle mortgage registration date, mortgage registration cancellation date can be available for public inquiry.
Article 26 In any of the circumstances specified in Item (1), (7), (8) and (9) of Article 9 or Item (2) of Article 20, mortgage registration shall not be handled. The certificates and vouchers submitted by the owner of the motor vehicle are invalid, or the motor vehicle is sealed up or detained by the people's court, the people's procuratorate or the administrative law enforcement department according to law, and the mortgage cancellation registration shall not be handled.
Question 5: How to handle personal vehicle mortgage loan? Easy car loan: customers have two options for car loan business.
1. Take the car and give it to our creditease company, which will take care of it. CreditEase has a special parking lot for parking cars, and there is a special person on duty 24 hours a day to light the car regularly to warm it up.
2. The customer can choose to put the formalities in our company only, and the vehicle is for personal use, and the mortgage registration is required. The loan business is flexible and fast, and the amount can generally reach 70-80% of the assessment. Generally, the loan can be released on the same day when the formalities are complete.
Mandatory provisions on vehicle mortgage loan: vehicles under personal name, vehicles with full payment, vehicles with complete procedures and within the service life.
The car and formalities have been paid: the monthly interest rate is 3.5%. Lend money on the same day. Materials provided: original owner's ID card+all vehicle procedures+(foreigners need temporary residence permit)
Procedures only, no car payment: 5% monthly interest, and GPS installation fee 1500 yuan. If the information is complete, payment can be made on the same day or the next day at the latest. Materials provided: original owner's ID card+all vehicle formalities+credit report in the last two weeks+work certificate+(foreigners need to provide temporary residence permit).
Personal vehicle motor vehicle registration certificate, driving license, vehicle insurance policy, travel tax payment certificate, owner's ID card, etc. Customers: Second-hand cars in Jiangsu, Zhejiang and Shanghai (second-hand car mortgage loans and cars with Shanghai household registration only by rent). Individual customers 18 years old or above, people with independent ability in this city or other provinces and cities can do it.
Question 6: How to mortgage the vehicle? It can be mortgaged. The registration places are the vehicle management office and the traffic police detachment. If it is a mortgage loan, lending institutions, banks and pawn shops all have restrictions. Financial institutions can register mortgage only after obtaining the approval of the CBRC, and individuals cannot mortgage.
Question 7: How to do private mortgage of automobiles I. Relevant regulations
(a) registered motor vehicles, the motor vehicle owner (mortgagor) takes the motor vehicle as collateral, and both the motor vehicle owner (mortgagor) and the mortgagee * * * apply for registration at the vehicle management office in the jurisdiction of the motor vehicle.
(2) Motor vehicles applying for mortgage registration must conform to the unified regulations of the state on motor vehicle management at the time of motor vehicle registration.
(three) in any of the following circumstances, the mortgage registration shall not be handled:
1. The certificate and voucher submitted by the motor vehicle owner are invalid;
2. Motor vehicle files are sealed up or detained by people's courts, people's procuratorates and administrative law enforcement departments according to law.
3, motor vehicles involved in unfinished road traffic safety violations or traffic accidents.
(4) For mortgaged vehicles, when the mortgage disappears or transfer registration is required, the mortgagor and mortgagee shall apply to the vehicle management office for cancellation of the mortgage.
Second, the information needed to handle the transaction.
(1) Original Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration;
(2) Identity certificates and photocopies of the mortgagor and mortgagee;
(3) Motor vehicle registration certificate;
(four) the main contract and mortgage contract concluded by the mortgagor and the mortgagee according to law.
Third, the workflow
(1) Mortgage registration: registration audit post → license management post → file management post.
(2) Cancellation of mortgage registration: registration audit post → license management post → file management post.
Fourth, the procedure.
(a) mortgage registration procedures:
1. The registration audit post examines the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, the identity certificate of the motor vehicle owner, the motor vehicle registration certificate, the legally concluded master contract and mortgage contract submitted by the mortgagor and mortgagee, accepts the mortgage registration application, keeps relevant materials, and issues an acceptance certificate to the current motor vehicle owner.
2. The license management post shall endorse the motor vehicle registration certificate and return it to the mortgagor.
3, file management post audit, sorting data, binding, filing.
(2) Procedures for canceling mortgage registration:
1. The registration review post reviews the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, the identity certificate of the motor vehicle owner and the motor vehicle registration certificate submitted by the mortgagor and mortgagee. Meet the conditions, accept the application for cancellation of mortgage registration, retain relevant materials, and issue an acceptance certificate to the current motor vehicle owner.
2. The license management post shall endorse the motor vehicle registration certificate and hand it over to the mortgagor.
3, file management post audit, sorting data, binding, filing.
Question 8: Can a personal vehicle be registered as a mortgage? Generally, this kind of behavior is more dangerous, and it is better to mortgage to qualified ones, such as Hunan Yinhe Venture Capital, and the approval process is relatively simple. You can choose to bring a car or not, but the company is better and it is not recommended to choose an individual.
Question 9: How can a company mortgage a car to an individual, avoid legal disputes, and sign an effective mortgage agreement, which will be notarized by a notary office?
Question 10: Can motor vehicles be mortgaged to individuals? Yes Motor vehicle owners can mortgage their motor vehicles to individuals.