Application conditions: residence, commercial housing, etc. (The property right is clear, and the property has been in the customer's name for less than 3 years)

Mortgagor or borrower (aged 25-55, in good health)

Credit information cannot be overdue for 3 consecutive times or 6 times in total within 24 months.

Can prove the source of repayment and other assets.

Preparation materials: husband and wife's identity documents, household registration book and its copy, marriage certificate, work unit certificate, etc.