There are too many questions about this. If you think it is a good deal, just pay the handling fee. If you think it is not a good deal, then just wait. The bank will lend you a loan anyway. It's a question of whether it's fast or slow. It's not like what you said, no loan will be released if you don't pay the handling fee. So if you need the money urgently, then you pay some handling fees. If you don't use it urgently, then just wait. Usually he The loan will be released one week after the warrant is completed