Application material

information needed

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

Loan process

The first step is loan plan consultation.

Step 2 collateral assessment

The third step is to pre-examine the loan information by signing the loan contract (the next home)

Step 4: Loan information is entered into the bank for approval.

Step 5: The real estate trading center handles the mortgage transfer (up/down home).

Step 6: Obtain new property right certificate and mortgage certificate of other rights.

Step 7: The bank issues loans.

Step 8: Closing the case [1]