Credit for three years, once a year, if the credit is not good, it can be renewed.
I can't. The inquiry website shows that three-year credit means that the credit period of the loan line is three years, that is, the validity period is three years. After three years, the line will be invalid and need to be re-evaluated. Loans depend on personal credit information, and banks evaluate credit information. If the credit information is not good, it cannot be renewed.