If the interest rate changes according to LPR for more than one year, the annual repricing date will refer to the change of LPR interest rate in the previous period, and the specific change will be subject to the trend of LPR interest rate;

The change of loan interest rate is also affected by the platform. For example, if the platform launches preferential activities, the interest rate will definitely be lower than the usual interest rate, and when the activities are over, it will return to the original loan interest rate. Therefore, lenders must seize the opportunity to apply for loans.