Loans must be applied through the official channels of the official website. At the age of 18, you can apply for Ping An Bank's mortgage loan and automobile mortgage, but the loan needs to be evaluated according to your comprehensive qualifications. Whether it can be approved in the end depends on the actual approval results of the loan system.

1, Ping An Bank mortgage loan, the application conditions are as follows (the following information is for your reference only, please consult the local Ping An Bank for details):

① The age is 18-65 (inclusive), and the borrower's age+loan period ≤70 years.

② China citizens, Hong Kong, Macao and Taiwan people and other foreigners with valid identity documents; China, Hong Kong, Macao and Taiwan people and other foreigners also need to provide proof that they have worked in China for more than 65,438+0 years, and a letter of commitment that there is no other housing in China.

3. Have a stable and legal job;

④ No bad credit record.

You can log in to Ping An Pocket Bank APP- Housing-Loan-Mortgage to buy a house and try to apply.

2. Information required for professionals to apply for automobile mortgage:

① Copy of the Lender's ID card (if there is a spouse and guarantor, it must be provided at the same time): personal ID card+household registration certificate, marriage certificate and driver's license;

(2) Proof of residence: such as real estate license and water, electricity and gas bills for the last three months;

3. Professional certification documents: such as employment certificate and work certificate;

4. Car purchase contract;

5. proof of income.

You can log in to Ping An Pocket Bank APP- Home-Loan to find out and try to apply.

Response time: 2021-12-13. Please refer to the latest business changes announced by Ping An Bank in official website.