Finance companies can apply for multiple loans to improve the utilization rate of corporate working capital and reduce the financing costs of group member companies. According to the query of relevant public information, finance companies usually guide enterprises to repay early when their funds are relatively abundant before the loans of member units expire. However, for small, medium and micro enterprises in the group, especially those with insufficient funds, In other words, there is still a certain amount of pressure. In order to solve the pressure of loan repayment due on small, medium and micro enterprises within the group, improve the utilization rate of corporate working capital, and reduce the financing costs of group member companies, the financial company's new product continuous loan business came into being.