Now people want to borrow money for many reasons, such as buying a car or a house, or doing business turnover. But a loan doesn't mean you can borrow money at will. Because the loan is based on your personal qualifications, that is, you have to have a fixed income to get a loan. If there is no fixed income, I don't think banks will lend easily. If you get a loan, most people like to repay it for a long time, so it makes people wonder where the loan can be repaid in five years. Let's introduce these channels for long-term loans!
Electronic loan of China Merchants Bank
Some people do business because they may need it, but business turnover usually takes a long time to repay. Therefore, some borrowers will want to ask whether they can get a five-year or even ten-year installment loan. We can see that China Merchants Bank has launched a new financing e-loan, which is a new personal loan product. Generally, loans can only be made in 600 yuan, but the maximum application amount is between 800,000 yuan and the longest time is five years, which still meets the needs of people for a loan.
Second, the loan products of Ping An Bank.
Secondly, Ping An Bank recently launched a new loan product. At present, the maximum amount is not as much as that of China Merchants Bank, that is, about 500,000, which can be divided into 60 periods at the longest. Therefore, it will be five years, but it does not need the borrower's mortgage or guarantee, so it has been widely praised since its launch.
Three, the construction bank's consumer loans
Finally, I will introduce the consumer loan products of China Construction Bank. After all, there are many kinds of loan products of China Construction Bank. However, there are many products that can be repaid within five years, but it is conditional that they are customers of CCB and there is no problem with credit reporting.
So since we want to know where the loan can be divided into five years, we should first go to various banks, and we should look at various guarantees or mortgages and make a choice according to our actual situation.
Is there a long-term loan platform for more than 5 years? It can be divided into 60 periods at the longest.
There are many softwares that can apply for loans on mobile phones, but most of them are short-term loans, with 3, 6, 9 and 12 accounting for the majority. After all, it is a credit loan, and there is a limit to the amount of credit that can be provided to borrowers. Is there a long-term loan platform for more than 5 years? The longest can be divided into 60 periods!
Is there a long-term loan platform for more than 5 years?
1, borrow flowers
Borrowing flowers is a credit product of Ctrip Finance. When applying for a loan, the user does not need the borrower to provide any mortgage or guarantee. After obtaining the credit line, users can recycle it, which supports users to lend and repay. There is a special person to review the loan application 24 hours a day. After approval, the loan can be completed in 3 minutes at the earliest.
2. Recruit good loans
Zhaolian Good Term Loan is a large credit loan product under Zhaolian Consumer Finance. The maximum loan amount that Zhaolian Good Loan can apply for is 200,000 yuan, and the loan period that can be applied for is 3 years. Of course, the amount of the loan with a good term can be recycled, and it supports borrowing and returning, and it is audited by a special person 24 hours a day.
3. Wanda Loan
Wanda Loan is a small and micro loan of Wanda Online Loan Company, mainly for small and medium-sized enterprises and individual consumers. Not all users can become users of Wanda Loan, because Wanda Loan adopts a white list system and needs an invitation from Wanda Loan to register successfully. Wanda loan can apply for a maximum amount of 200,000 yuan and the longest repayment period is 5 years.
4. Electronic invitation for loans
E-loan is an online personal consumption credit loan under China Merchants Bank. In fact, it is essentially a credit loan of China Merchants Bank credit card. Occupy credit card limit, you can shop or withdraw cash. Users need to hold a credit card of China Merchants Bank to apply for electronic loans. E. The maximum loan application amount is 300,000 yuan, and the longest installment time is 36.
5. Owner's loan
Ping An Pratt & Whitney Car Owner Loan is a car owner loan product under Ping An Bank. When applying for a loan, the user does not need a mortgage certificate or a car. Users should be between 265,438+0-55 years old, non-college students, and their monthly income after tax should not be less than 3,000 yuan.
The above is the relevant content sharing of "Long-term loan platform for more than 5 years", and I hope it will help everyone!
Is there a long-term loan platform for more than 5 years? Take stock of five loan applications that can be divided into 60 periods.
When applying for a loan, many borrowers hope that the longer the installment, the better, which can alleviate their monthly pressure and their financial situation. Many borrowers have consulted. Is there a long-term loan platform for more than 5 years? Take stock of 5 loan apps that can be divided into 60 periods for everyone!
Is there a long-term loan platform for more than 5 years?
1 Doudou money
Doudou Coin is an Internet credit product under Jinke WeChat. Users can apply for loans on Doudou coins with a maximum credit line of 50,000 yuan. Support with the loan, the whole process can be operated online, and new users also enjoy seven-day interest-free discount.
2. Gome Easy Card
Gome Easy Card is a small loan product under Gome Finance, formerly known as Meituan Loan. The minimum loan amount for Gome Easy Card users is 1 10,000 yuan, and the maximum loan amount is10.5 million yuan. Among many small loan products, Gome Easy Card has a relatively high credit line.
3. Financing electronic borrowing
Rong e loan is a personal credit loan product under China Merchants Bank. When borrowing from 600 yuan, the maximum loan amount you can apply for is 800,000 yuan, and the longest repayment period you can choose is 5 years. Users should be at least 18 years old, but not more than 60 years old. The user's work unit or residence needs a local loan issuing institution, which has a stable source of income and the ability to repay on time. Users are required to have good personal credit information without serious stains.
4. Recruit good loans
Good-term loan is a personal micro-credit product under Zhaolian Consumer Finance. The minimum daily interest rate allows users to apply for long-term loans without providing any mortgage or guarantee items, as long as they are over 20 years old and have good personal credit information. In addition, everyone should note that if you want to apply for a good loan, you need a sesame credit score of over 600 points.
5. point e loan
E-point loan is a credit product of consumer finance in Yin Bei. At present, the loan amount that users can apply for is 50,000 yuan, and the longest service life of the loan is 12 months. Users who want to apply for e-point loan need to have good comprehensive personal qualifications, a stable source of income and be at least 20 years old.
The above is "Is there a long-term loan platform for more than 5 years?" I hope I can help you by sharing related content!
I want to borrow 10w for five years. Where can I apply for a loan?
With the continuous development of internet financial technology, there are more and more channels in the market that can support people to apply for loans. However, most loan platforms only provide loans, and users can only apply for a few thousand to tens of thousands of yuan when applying. I want to borrow 10w for five years. Where can I apply for a loan? These places may help everyone!
I want to borrow10w for five years.
1 bank loan
Although 10w is a big loan for other financial institutions, it is not a difficult business for banks. Now many banks have approved personal consumption loans, and the maximum amount they can apply for can reach 200,000 yuan. The borrower can first submit the loan application approval form to the bank, then submit his own identity certificate, salary flow and other information, and then wait for the bank's approval.
The longest repayment period of personal consumption loans of banks is 5 years, and the loans are repaid in installments every month. There is no option to repay the principal and interest in one lump sum for the time being.
2. High salary
Hi Pay is a lending product of Haier Consumer Finance and a licensed consumer financial institution. It supports users to apply for personal consumption installment loans with a maximum repayment period of five years. The minimum daily loan interest rate for Hi Pay is 10w. Users who want to apply can try to download Hi Pay APP to check the credit limit.
3. Zhaolian Finance
Zhaolian Finance can provide users with a loan amount of up to 200,000 yuan. Users can choose to download Zhaolian Financial APP to apply for a loan, or they can choose to apply directly in Alipay life. Zhaolian Finance bears interest on a daily basis, and you can choose up to 60 installments. If the daily interest rate is as low as above, you can share the relevant content of "I want to borrow 10w 5 years", hoping to help everyone!