After being sued by the bank, the repayment can be negotiated. If the borrower is sued for failing to repay the loan on time, he should first actively respond to the lawsuit and negotiate with the creditor to repay the loan in installments or postpone the repayment. Otherwise, if the debtor still fails to repay the loan according to the effective legal judgment document, the creditor may apply to the court for enforcement.

If the bank sues, the repayment can be negotiated. The process of loans overdue Bank's prosecution is that the bank submits the complaint and relevant evidence materials to the court with jurisdiction, and the qualified court files a case for review, arranges a court session, holds a court session and pronounced a sentence.