Loans have gradually become a "good medicine" for people to solve the financial problem. Now they can apply for loans through the internet and other means, which brings a lot of convenience to people. You need to provide a lot of personal information to apply for a loan. Besides ID card, bank card, mobile phone number, etc. Some people have to fill in emergency contacts. So, do loan contacts have to write relatives? Let's take a look at the relevant content together.

First, do loan contacts have to write relatives?

Not necessarily. Emergency contact means that the lending institution can find you through this contact besides you, so the contact is not necessarily a relative.

Fill in the role of the contact:

1. If your mobile phone can't get through, it may be in arrears, turned off, no signal or refused to answer. Lending institutions can find you through emergency contact, or inform the other party to urge you to repay, which will give you pressure in short.

2. collect. The main method of collection by lending institutions is telephone, and the borrower's own telephone number can be changed or turned off, but the emergency contact person does not necessarily adopt this method, so it is also a disguised collection.

Second, will the loan contact person check it?

Usually not. According to the different risk control modes of lending institutions, some large institutions will randomly select some contacts for a return visit. If the phone number is found to be wrong or false, they will directly refuse the loan.

In addition, if your loan contact information is false, you may be blacklisted and cannot apply for this loan for at least 1~3 months.

In short, the loan contact suggested not to fill in the number of relatives. Once there is a problem, there will be heated discussions between relatives. You'd better fill in your friend's number and remember to let us know.