My Home Credit payment was deducted repeatedly on the repayment date. Can it be refunded?

If you are deducted repeatedly, you can contact customer service. After they verify and verify, the extra money can be refunded in the same way. How can Home Credit recover overpaid money? It works!

; Many users have applied for loans on the Home Credit platform, and have also had many disputes over repayment. Someone asked, how can Home Credit recover the overpayment? So let me briefly talk about this issue for you. I hope you will find it helpful after reading it.

How does Home Credit recover the overpayment? If the Home Credit deduction system mistakenly deducts more money from the user, you can explain the situation to the official customer service and provide evidence, and ask the platform to return the excess amount, or directly deduct it from the next bill. If it is because the platform’s interest or other fees are unreasonable and the user has already paid back, the only way to recover is to sue in court. The court will judge the dispute based on the time when the contract was established, the time when the court filed the case, etc. Because it involves the issue of the upper limit of interest rates for new and old loans, the implementation standards will be different. In this way, there is also hope to recover the overpaid funds. It is recommended that users first understand the annualized interest rate when applying for a loan, no matter which platform product it is. And now the annualized interest rate is clearly stated, so users do not need to calculate it separately and can directly judge whether it is acceptable. Furthermore, in addition to interest, if there are other charges, users must also calculate them into the total interest cost. The above is the answer to "How to recover overpaid money from Home Credit". In general, if you want to recover the extra money, you must first figure out what caused the extra money to be deducted, and then take corresponding measures to solve it. Of course, you can also negotiate with the platform first to see if it can meet the expected requirements. How long does it usually take for repeated deductions and refunds from Home Credit?

If Home Credit has repeatedly deducted funds, the money will generally be refunded within 5 working days. If you are really anxious to face this situation, you can consult customer service and ask customer service to urge you, and you should be able to get a refund faster.

Since the reform and opening up, a number of private enterprises have emerged in our country. In addition to private enterprises, there are also many Internet companies established, including large Internet companies such as Alibaba and Tencent. However, as the economy gradually develops, more investors are focusing on the financial field. Therefore, a large number of securities investment companies were established, and many small loan companies were established. These companies do contribute to our economy, but they also cause some problems.

1. What’s the matter with repeated deductions?

Home Credit is a relatively large small loan company in my country, but the company’s reputation is not particularly good, and the company’s software has been experiencing problems. Some users set up automatic repayments after borrowing money, but the platform often deducts money repeatedly. This problem has occurred more than once, so Home Credit received a large number of complaints on the complaint platform.

2. Refunds will be made within 5 working days.

But users who have had their money deducted do not need to panic too much. Within 5 working days, the official will refund the money deducted. However, such behavior will also cause dissatisfaction among many people, so we hope that Home Credit officials can deal with this problem, otherwise a large number of users will be lost and the company will not develop.

Extended information

Home Credit Consumer Finance Co., Ltd. was established on November 10, 2010. As a fully compliant licensed consumer finance company, it officially opened in China at the end of 2010. Its shareholder is Home Credit Group, a leading international consumer finance service provider. Home Credit is committed to providing responsible financial credit and inclusive financial services to those groups that cannot be covered by traditional financial services, especially those with missing or minimal credit records. Its business covers 29 provinces and municipalities across the country and more than 300 cities. .