The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. Under the current policy, the interest rate of the first suite is generally not discounted. According to the benchmark interest rate, the adjusted interest rate over five years on April 6 is 6.80%, and the monthly interest rate is 6.80%/65438.

Monthly payment of 220,000 for 30 years (360 months):

220000 * 6.80%/ 12 * ( 1+6.80%/ 12) 360/[( 1+6.80%/ 12) 360-65438

Description: 360 is the power of 360.