1. It usually takes 1 working days to complete the housing provident fund loan application form at the bank counter.
2, the loan bank for pre-loan review, post-loan review, the city housing provident fund management review, generally can be completed within 2 working days.
3, the city housing provident fund management center audit, general 1 working days can be completed;
4. After approval, the loan bank and the borrower sign a loan contract, which can generally be completed within 2 working days;
5. If the borrower chooses to guarantee, it will take 6 working days to go through the mortgage formalities in the bank. Choose mortgage insurance, and it takes 7 working days to handle mortgage insurance. It usually takes 6 working days to choose the pledge guarantee and go through the pledge formalities.
6, the lender will guarantee information submitted to the city housing provident fund center, generally completed within 2 working days;
7, the city housing provident fund management center for the approval of guarantee materials, generally completed within 3 working days;
8. The loan bank usually completes the transfer formalities within 1 working day.
Extended data:
What materials do you need for provident fund loans?
(a) the applicant and spouse housing provident fund deposit certificate;
(2) the identity certificate of the applicant and spouse (referring to the valid residence certificate such as resident ID card and household registration book) and the proof of marital status;
(3) proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;
(four) the purchase of housing contracts, agreements and other valid documents;
(5) List of collateral, pledge, certificate of ownership, certificate of consent of the authorized person to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;
(six) other information required by the provident fund center.