Materials required for loan: \x0d\ 1. The borrower's valid identity card and household registration book; \x0d\2。 Proof of marital status. Unmarried people need to provide proof of unmarried, and divorced people need to provide court civil mediation or divorce certificate (indicating that they have not remarried after divorce); \x0d\3。 If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; \x0d\4。 The borrower's income certificate (half-year salary income certificate or tax payment certificate); \x0d\5。 Real estate license; \x0d\6。 Guarantor (ID card, household registration book, marriage certificate, etc.). Is required) \ x0d \ x0d \ Note: \x0d\ 1. Loans can only be made with collateral, and the sum of loan amount and interest during the loan period cannot exceed1/2 of the assessed value of collateral; \x0d\2。 Have a long-term stable income source, enough to pay the monthly loan principal and interest; \x0d\3。 Guarantor; \x0d\4。 Age limit of the borrower: male age+loan period shall not exceed 60 years, and female age+loan period shall not exceed 55 years; \x0d\5。 Customers blacklisted in the credit information system cannot apply for loans; \x0d\ The loan needs to pay lawyer's witness fee, mortgage registration fee, collateral insurance fee, property appraisal fee, etc. \x0d\ It usually takes about 1 month to get a loan \ x0d \ x0d \ Process: \x0d\ 1. Apply for a loan from the bank and \x0d\2. After the acceptance of the bank, the value of the mortgaged property is evaluated, and the loan amount is approved according to the evaluation value; \x0d\3。 Open a personal current account, sign a loan contract, etc. ; \x0d\4。 Handle real estate mortgage registration; \x0d\5。 Bank loan.