Of course. The provident fund is generally guaranteed by the salary of public officials, and commercial loans are generally guaranteed by real estate. This is not contradictory, as long as the bank approves the loan.

This kind of loan is called portfolio loan (provident fund+commercial loan), which is a common transaction mode in the process of buying a house. Because the loan amount of general housing provident fund loans is limited, the general provident fund can lend 200,000-400,000 (with compensation provident fund), and many housing loans exceed this amount, so the insufficient part has to apply for commercial loans to meet the total loan demand; But there can only be one person as the main lender, that is to say, if you apply for provident fund loans and commercial loans, you must also be the main lender, and the other party should be the lender.