Poor households must pay off the discount of overdue loans before they can borrow. Loans overdue, a poor household, gives priority to paying off overdue loan principal and interest, and avoids overcharging overdue fees and penalty interest. At the same time, if there is overdue, the bank or the government will suspend the issuance of discount loans until the overdue problem is solved and the repayment can be guaranteed on time. Loan discount for poor households refers to the policy of giving certain discount or discount to rural residents, banks or governments with financial difficulties when giving loan support.