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Is the interest rate used to calculate interest a deposit interest rate or a loan interest rate?
For deposits, use the deposit interest rate; For loans, use the loan interest rate.

If you plan to deposit or loan in China Merchants Bank, please go to www.cmbchina.com, the homepage of China Merchants Bank, and select "deposit interest rate" or "loan interest rate" under "Real-time financial information" at the lower right of the webpage.

In addition, the loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and the loan execution interest rate you apply for can only be determined after being approved by the handling outlets.