If there is not enough money at present, I suggest that you repay the principal and interest in equal amount if you want to save money. Monthly payment 1636+0438+0 yuan. However, the loan interest rate of each bank is different. Of course, it is better to choose a bank loan with a low loan interest rate and save money. Because the RMB will depreciate in the future, the money will be worthless. The equal principal and interest of commercial loans is shown in figure 1. If you have a provident fund, please refer to the average capital map.

Figure 3 of equal principal and interest of provident fund loans refers to Figure 4 of average capital of provident fund loans.

The average capital and interest of portfolio loans are shown in Figures 5 and 6, and the average capital is shown in Figures 7 and 8.

Second, prepare a loan to buy a house. 25,000 yuan for 20 years, how to save the most money?

There are two repayment methods, one is equal principal and interest, and the monthly repayment amount is the same. Comparatively speaking, after 20 years, the interest of the principal will be more than the plan of the principal and interest, which means that the principal and interest are cost-effective, because there are more principal in the early stage and the principal and interest are more convenient to manage, so much for each month. If the amount is fixed, the interest rate may be a little different depending on whether the personal credit situation has been loaned before.

Three, mortgage to buy a house, the bank loan of 250 thousand, how can we reduce interest?

If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank. Information such as the execution interest rate, amount, loan term and repayment method of your specific loan application need to be determined after the handling bank specifically examines your comprehensive information after you apply for a loan.

Please dial 95555 to choose 3 people to serve -3-3-8 to enter the manual service to provide loan purpose and city details.

Four, mortgage to buy a house, the bank loan of 250 thousand, how can we reduce interest?

The first answer is/kloc-a person with civil capacity between 0/8 and 60 years old; Second, there is a fixed income or stable income to repay the loan; Third, collateral or guarantor is needed; No bad bank records. Happy Answer Adoption Rate:17.7% 2009-07-2308:12 Report whether you have a consumer loan or a house loan. The interest rate of consumer loans is high and the time is short, and the term of housing loans can be determined according to the age of the house. I am very familiar with consumer loans. Can't give the correct answer. Buying a house loan requires a sales contract, proof of income, and copies of marriage certificate, real estate license, ID card, household registration book and academic certificate (required by some banks).

Adoption rate of anonymous answers: 27. 1%2009-07-2308:39.