The mortgage interest rate of Huangshan Bank of Communications is 4.35% within one year, 4.75% for one to five years and 4.9% for more than five years. The mortgage interest rate of Bank of Communications is floating on the basis of the national commercial loan benchmark interest rate. At present, the latest benchmark interest rates for commercial loans are 4.35% within one year, 4.75% within one to five years and 4.9% over five years.