How to borrow postal personal loans, and what problems should be paid attention to?

To apply for a personal postal loan, you must first meet the following conditions:

1. China citizen with permanent residence in China and permanent residence in local towns, with full capacity for civil conduct, 18-65 years old.

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule.

3. Abide by laws and regulations, and have no illegal acts and bad credit records.

4. Other conditions stipulated by the bank.

After meeting the requirements, you can apply according to the following process.

1. Apply in advance, fill out the application form and hand in the information.

2. The bank accepts, according to your information, to credit.

3. When signing a contract, the type, purpose, amount, interest rate and term of the loan will be stipulated in the contract.

4. Loan issuance: the loan will be issued after the contract comes into effect, but the principal and interest should be repaid on time.