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Which bank's provident fund loan is better? Product summary!
Provident fund can be used to buy a house by loan, so office workers should pay close attention to their provident fund balance and apply for provident fund loans at the bank if necessary. Today, let's take stock. Which bank's provident fund loan is better?

Minsheng Bank

The loan amount of Gong Xi loan is between 654.38 million yuan and 500,000 yuan, and the loan period can be divided into 6/ 12/24/36 months. The monthly interest rate of the loan can reduce the repayment pressure to the maximum extent. However, only the loan applicant needs to be 25-60 years old and pay the provident fund continuously for more than 1 year.

Bank of Beijing

The maximum loan amount of Jindaibao is 6,543,800 yuan. The specific loan amount is determined according to the deposit time and amount of the provident fund. The loan term can be divided into 654.38+02/24/36/48/60 months, and the monthly loan interest rate is generally around. The most important thing is that there is a record of paying the provident fund for one year in Beijing.

agricultural bank

The loan amount of provident fund is determined according to the time and amount of personal provident fund deposit and personal comprehensive credit, and the loan period is determined according to the loan amount and interest rate. The application condition is that the housing accumulation fund has been continuously paid 1 year or more, and the amount is above 500 yuan. Please bring the required information when applying.

China Citic Bank

The amount of the provident fund loan is determined according to the repayment ability of the loan applicant, the balance of the provident fund account and the payment period. Moreover, different regions have different regulations on the amount. If you want to apply, you can check with the local provident fund management center. The application condition is that the payment must be above 1 year and the payment amount must be within 500 yuan.