Establish information communication channels with sellers through newspapers, internet and other media resources. On-the-spot house inspection, on-the-spot inspection and price negotiation determine the intention to buy a house, and at the same time require the seller to provide corresponding legal documents, such as house ownership certificate, ID card, household registration book and other documents.

2. Sign the second-hand house sales contract:

After the price is agreed, the transaction intention is confirmed, and the seller provides the corresponding legal documents of the house, the buyer can pay the house purchase deposit. It is worth mentioning that paying the house purchase deposit is not a necessary procedure for the sale of commercial housing. After consultation and communication, both parties signed at least three house sales contracts.

3. Both parties * * * go to the loan bank to handle the loan formalities:

If the buyer needs a loan to buy a house, after the buyer and the seller reach an agreement, the loan bank will appoint an evaluation company to evaluate the house to be traded by both parties and confirm the loan amount. After the two parties sign the house sales contract, the buyer and the seller shall go through the loan formalities with the loan bank. After the bank approves the loan applicant's credit, it will notify both parties to complete the property right change. After receiving the real estate license, the buyer shall handle other rights certificates accompanied by the bank. After the issuance of other certificates of rights, the bank will

4. Both parties * * * go through the transfer formalities at the Property Rights Exchange Center:

After the contract is signed, the buyer and the seller apply to the real estate trading center for review. For houses that meet the listing requirements, the relevant departments will allow the transfer procedures, and those that have no property rights or some property rights without the written consent of other property owners will not be handled, and listing transactions are prohibited.

5. Pay relevant taxes and fees

6. Both parties * * * go through the property rights formalities at the property rights exchange center.

After the buyer and the seller complete the registration of the change of house property rights, they submit the transaction materials to the issuing department, and the buyer goes through the property rights formalities at the property rights trading center with the Notice of Obtaining the Property Ownership Certificate.

Matters needing attention in second-hand housing transaction loan

Clear house property rights. On-the-spot investigation, we should not only inspect the quality of the house, but also remember to check the house property right, pay attention to check the property right certificate, the property owner's ID card and other information.

Pay attention to the age of second-hand houses. Some banks require that the combined age of second-hand houses and loan time should not exceed 30 years, and some directly stipulate that the age of second-hand houses should not exceed 15 years. In short, buyers must consider the age of the house when choosing a house, so as not to affect the loan.