ICBC's electronic loan application steps are as follows:
1. The borrower can download the ICBC e-Life app on the mobile phone, log in to the personal account, open the "wallet" and click the "e-Borrow" icon;
2. Then in the interface that appears, enter the acceptance and SMS verification code as prompted, and then click "View my limit" at the bottom of the page;
3. If the page shows the words "Congratulations on obtaining the qualification of financing e-loan", it proves that you are qualified to use financing e-loan, otherwise it is unqualified;
4. Then click "Borrow Now" to apply successfully, and you can see the available quota.
How to borrow ICBC's e-loan?
Log in to the mobile banking app of ICBC, click "Loan"-select "Rong E Borrow"-select "Borrow Now", and you can complete the application by yourself without leaving home.
Specific steps: 1. Take China Industrial and Commercial Bank version 7.0. 1.2.0, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples, open and log in to ICBC, and click the "Loan" option on the home page.
2. Enter the "Loan" option and click "Loan E".
3. Click "View my quota" on the page for the first time. After obtaining the qualification of financing e-loan, click "borrow now" to apply successfully, and you can see your available quota.
Rong e loan can be loaned up to 300,000 yuan, which can be received in real time at the earliest, and can be loaned for up to 3 years. You can borrow it and return it, and calculate the interest on a daily basis. You can apply on your mobile phone without leaving home. Almost at the same time when you submit your application, the loan money will arrive on the card.
How to apply for ICBC financial e-loan
E-loan (personal credit loan) can be applied through online banking, mobile banking, ICBC e-life and e-loan, or it can be handled at any branch of ICBC in different places with my valid ID card or through the smart terminal of the branch.
Whether the specific conditions are met can be viewed in the application interface, and the loanable amount information can be viewed in the "Current loanable amount" and "Total amount" displayed in the application interface. The actual loanable amount is subject to the final approval result of ICBC.
(Answer time: June 6, 2022 10. In case of business changes, please refer to the actual situation. )
How does ICBC finance e-loan?
Conditions for applying for electronic loans:
1. China citizen with full capacity for civil conduct 18 years old or above;
2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution;
3. Have a fixed job, a stable source of income or a reliable repayment guarantee.
4. According to the regulatory requirements, the related parties of ICBC (ICBC directors, supervisors, managers, credit practitioners and their close relatives) cannot apply for e-loan at present.
Financing e-loan application channels: online banking, mobile banking, smart terminals, ICBC e-life, financing e-link or going to outlets with my valid ID card.
1. Online banking path: full credit card-card -e loan;
2. Mobile banking path: favorite-financing e-loan;
3. ICBC e-life path: enter the function through "I want cash-wealth management e-debit" in the middle of the "Finance" page; Enter the function through the icon area "All-Financial Function-Financing E-Loan" at the top of "Select" or "Up to 800,000 Loans" in the middle of the page.
4.E-link path: e-link path: home page-all business handling-borrowing money.
Whether the loan can be processed, the loan amount and interest shall be subject to the system display or the staff's notification.
(Answer time: July 20th, 20021year. In case of business changes, please refer to the actual situation. )