The latest bank interest rate and the latest bank deposit and loan interest rate adjustment in 222 are listed. The Bank Information Port has learned that the People's Bank of China has decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from October 24, 215 to further reduce the financing costs of enterprises.

Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by .25 percentage point to 4.35%; The benchmark interest rate for one-year deposits was lowered by .25 percentage points to 1.5%.

The People's Bank of China has decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from October 24th, 215, so as to further reduce the social financing costs. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by .25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by .25 percentage points to 1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions shall be adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. At the same time, commercial banks and rural cooperative financial institutions are no longer allowed to set floating ceilings on deposit interest rates, and the market-oriented formation and regulation mechanism of interest rates should be improved, and the central bank's regulation and supervision of the interest rate system should be strengthened to improve the transmission efficiency of monetary policy.

From the same day, the RMB deposit reserve ratio of financial institutions will be lowered by .5 percentage point, so as to keep liquidity in the banking system reasonably abundant and guide the steady and moderate growth of money and credit. At the same time, in order to increase the positive incentives for financial support for "agriculture, rural areas and farmers" and small and micro enterprises, the deposit reserve ratio will be reduced by an additional .5 percentage point for qualified financial institutions. The benchmark interest rates of loans and deposits of other grades are adjusted accordingly. (This interest rate is the latest bank interest rate in 222. New benchmark interest rate for bank deposits and loans)

The latest benchmark interest rate table for bank deposits and loans implemented on October 24th, 215 (updated on January 1st, 222) compiled by the following bank information port. :

the latest benchmark interest rate table for bank deposits and loans in p>222, various deposit interest rates (provided by bank information port), current deposit .35, lump-sum time deposit interest rate for three months 1.1, half a year 1.3, one year 1.5, two years 2.1, three years 2.75, various loan interest rates within one year (including one year) 4.35, one year to five years (including five years), 4.75, five years or more, 4.9, provident fund loan interest rate five.