Affected by the epidemic, many enterprises are in urgent need of capital turnover, especially small and micro enterprises, and their own market anti-risk ability is relatively weak. Once there is a problem with the capital chain, it is very likely that the enterprise will be finished. In order to improve this situation, there is a non-contact loan micro-assistance project, which you can look at if you are interested.

1. What is a non-contact loan assistance scheme?

Non-contact loan refers to a digital loan method that is applied online without manual contact. The "micro-assistance plan" includes ten measures: paying the payment in advance for online small and micro businesses, providing special financial support for the catering industry, offering preferential interest-free loans for small and medium-sized distributors in FMCG industry, providing special loans for logistics industry, providing special loans for truck drivers, providing special loans for growers, helping enterprises with sales difficulties to obtain financial support, expanding the scope of bill discount, helping small and micro businesses with good market reputation to speed up their work, and helping offline businesses to open up online business channels free of charge.

Second, who are the participants?

The plan is promoted by the All-China Federation of Industry and Commerce, online merchant banks and many other banks. 105 Among the participating banks, there are Agricultural Bank, China Construction Bank, Bank of Communications, Industrial and Commercial Bank of China and city commercial banks.

The above is about "what is the non-contact loan micro-assistance program?" The answer, I hope to help everyone. Generally speaking, the scheme effectively solves the problems of difficult loans and inconvenient capital turnover for small and micro enterprises, which is still very meaningful. Small and micro business owners who need sustainable attention to the application shall follow the officially announced process.