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Is the balance of Shenzhen provident fund account insufficient to make up the loan?
The amount of provident fund is closely related to personal wage income, and the balance of provident fund account is insufficient. Those who meet the supplementary conditions can be supplemented, otherwise they cannot be supplemented. The amount of provident fund loans is related to the provident fund paid. The more you pay, the bigger the loan.

Paying housing provident fund, as the name implies, is the housing provident fund that should be paid before paying. There are three ways to pay back the housing provident fund.

First, the housing provident fund payment conditions.

1, the original unit needs to pay back the housing provident fund for individuals who have left the unit and whose personal housing provident fund accounts are not in the original unit. (special payment).

2. The unit has paid the housing accumulation fund for employees normally 12 months or more.

3. The normal deposit of housing accumulation fund by the unit for employees shall not exceed 12 months (including 12 months).

Two, apply for housing provident fund payment materials

Materials required for special payment: remittance of Shenzhen housing provident fund, detailed list of Shenzhen housing provident fund payment, explanation of housing provident fund payment, transfer check, personal ID card, labor contract/manual/labor relationship certificate confirmed by the competent labor department and the court, and checklist of individual payment of social insurance premiums in Shenzhen, etc.

Materials to be provided for overdue 12 months or more: remittance of Shenzhen housing provident fund, detailed list of repayment of Shenzhen housing provident fund, transfer cheque, labor contract/manual/labor relationship certificate confirmed by the competent labor department and the court, social insurance premium paid by Shenzhen individuals and other salary base certificates.

/kloc-Required materials to be paid within 0/2 months: remittance and payment of housing provident fund in Shenzhen, list of payment of housing provident fund in Shenzhen, and transfer cheque.

Third, the provident fund payment process:

1, the unit manager brings the required information to the housing provident fund management center and bank outlets to apply;

2, the staff after the audit, the information is complete, in line with the conditions, collect information on the spot, go through the payment formalities;

3. After the unit repays successfully, the bank returns the materials of the handling personnel of the unit on the spot and the payment is completed.