1, purchase conditions

Provide proof of continuous payment of social insurance or personal income tax in Wuhan for two years (including two years) from the date of purchase.

2. Down payment for house purchase

First suite

If you have no house or loan in Wuhan, you can buy a house in the restricted area, and the down payment ratio is not less than 30%.

A second apartment/house

If you already own 1 house or above in Wuhan, you may not buy a house in the restricted area.

3. Restricted purchase area

Jiang 'an District, Jianghan District, Qiaokou District, Hanyang District, Wuchang District, Qingshan District, Hongshan District, Wuhan East Lake New Technology Development Zone, Wuhan Economic and Technological Development Zone (excluding Hannan), East Lake Eco-tourism Scenic Area, and parts of Dongxihu District, Jiangxia District and huangpi district.

Dongxihu District: gold and silver lake, Jinyintan and Wujiashan (east of Beijing-Zhuhai Expressway, south of Shanghai-Chengdu Expressway, west of Fuhe and Hongtu Road).

Jiangxia District: Zhifang, Miaoshan, Da Qiao and Qianlong Island (Jiangxia District/east of national highway KLOC-0/07 and north of Shanghai-Chengdu Expressway).

Huangpi district: Panlongcheng (east of Wuhan Outer Ring Expressway, south of Houhu, west of Daihuang Expressway and north of Fuhe River).

Extended data;

Selling a house refers to buying a commercial house from a real estate developer or other development unit, or buying a second-hand house from other real estate owners, obtaining detailed information of the house through advertisements, and deciding to buy after comparison.

The channels for obtaining real estate information include real estate developer activities, outdoor advertisements, newspaper advertisements, online advertisements, and friend introductions. Once the house is confirmed, both buyers and sellers must apply for real estate warrants to ensure the buyer's rational use of the house property rights.

Signing and transfer

House signing stage-pre-sale registration and contract

Be careful when signing contracts with developers. You might as well ask some legal people. You know, most real estate disputes are caused by problems with contracts. If the contract is not signed well, the trouble in the future will be like a raging river.

The substantive stage of buying a house-transaction and transfer

There are two kinds of contracts: pre-sale contract and sales contract, and the pre-sale contract is relative to the auction house; Sales contracts are used for existing housing transactions. The transfer of title deed is an indispensable link for developers and buyers to trade and change housing property rights.

The title deed transfer requires the buyer to do it himself. If you can't handle it in person and need someone else to handle it on your behalf, the purchaser must issue a power of attorney, and the power of attorney must be stamped with the official seal of the unit or street office (some district and county real estate exchanges require a notarial certificate from the notary office at the same time).

Acceptance and check-in

Finishing work of buying a house-acceptance and tax payment

Don't be happy to get the key to the new house, and you can only move in after acceptance. Special attention should be paid to acceptance. First of all, we should know the standard of house acceptance, and also know whether unqualified houses have the right to reject developers. This stage needs to be conducted under the guidance of experts.

Before moving in, the purchaser also needs to pay the contract money and settle the accounts; Developers want to audit the payment situation in a unified way, and a copy of each payment must be filed for final check-in. The buyer can get the key from the property management company according to the contract, and ask to sign the property management convention when he gets the key.

Cleaning the house-decoration and occupancy

Decoration is a dispensable process in the process of buying a house, because a considerable number of property buyers buy rough houses, and they are looking for decoration companies to decorate themselves. Disputes and business at this time have nothing to do with buying a house. Buyers who buy houses with basic decoration need to be more careful when accepting the house decoration.

References:

Wuhan housing security he house management bureau