Sometimes, people often encounter some emergencies that need to use money in time, but often they can't raise a lot of money, so they will consider mortgaging the real estate license and obtaining loans from banks to solve the current urgent needs. Many people want to know whether they can get a mortgage loan with a real estate license. The following is a brief introduction of Bian Xiao.
1. Is there a real estate license to mortgage the loan?
You can mortgage a loan with a real estate license, but you must meet the following conditions: First, the lender must be above 18 and below 65; Second, because mortgage loans need to repay principal and interest on schedule, lenders must have economic repayment ability and stable income; Third, the lender's credit record is good, and it is necessary to have a real estate license.
2. What are the precautions for mortgage loan with real estate license?
1. First of all, before going to the bank to handle the mortgage loan formalities, you should prepare relevant documents and materials to avoid making a trip in vain, including personal ID card, household registration book, real estate license and so on.
Secondly, after going to the bank, the bank staff will ask us to fill out a form to apply for a mortgage loan, and we should fill it out carefully according to the actual situation. It should be noted that the contents filled in the application form must be guaranteed not to be false, because if the auditor finds that the above contents are not absolutely true, then the application form will not be allowed to pass and the relevant procedures cannot be continued.
Sometimes it takes a long time to review the application form. Everyone should be patient and don't worry. If the contents of personal documents and application forms are absolutely true, they will generally be allowed to pass.
Because the principal and interest have to be repaid every month after the loan, everyone should have economic income and the ability to repay the loan.
Bian Xiao concluded: The above is what Bian Xiao introduced to you about whether you can mortgage a loan with a real estate license. I hope I can help you. If you want to mortgage a loan, you can refer to the above to see if you meet the above conditions. If you want to know more, please pay attention to Qijia. com。
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