The total interest is 28 1 144 yuan, and the monthly repayment is about 2838 yuan.
Second, personal housing loan calculator
Personal housing provident fund loan calculator provident fund loan interest rate years 1-5 years, 5-30 years, 2005. 1。 1 top 3. 60%4。 05%2005。 1。 1-3。 163。 78%4。 23%2005。 3。 17-2006。 5。 73。 96%4。 4 1%2006。 5。 After 8 or 4. 14%4。 59%2007。 3。 After 4 18. 32%4。 . . . Personal housing loan calculator:
Three, housing mortgage calculator 202 1 year
202 1 year real estate mortgage interest rate calculator: the calculation formula of monthly loan interest: monthly loan interest = loan principal x monthly interest rate x one month.
1, short-term loan interest:
Interest on short-term loans is calculated according to the legal loan interest rate on the signing date of the loan contract. During the loan contract period, in case of interest rate adjustment, interest will not be calculated in installments.
Interest on short-term loans is settled quarterly, and the 20th of the last month of each quarter is the settlement date. If the interest is settled on a monthly basis, the 20th of each month is the interest settlement date.
The loan settlement interest shall be determined by both parties through consultation. If the loan period cannot be settled on schedule, the interest shall be settled quarterly or monthly according to the loan contract interest rate. After loans overdue, the interest will be settled at the default interest rate.
2, medium and long-term loan interest:
The medium and long-term loan interest rate is one year.
According to the date confirmed in the 202 1 real estate mortgage loan interest rate contract, the interest is calculated according to the legal loan interest rate on the effective date of the loan contract, and the interest rate for the next year is reconfirmed according to the legal loan interest rate on that date.
202 1 real estate mortgage interest rate The interest on medium and long-term loans shall be settled quarterly, and the 20th day at the end of each quarter shall be the interest settlement date. Interest that cannot be paid on schedule during the loan period shall be collected quarterly according to the contract interest rate.
3. If the default interest is not paid within the time limit, the interest shall be calculated according to the default interest rate until it is combined with the principal and interest. If the penalty interest rate is adjusted, the interest shall be calculated by sections.
4. If the loan application is extended, it shall be calculated cumulatively according to the loan term.
5. Interest shall be charged in one lump sum at the discount rate confirmed on the discount date.
6. The borrower repays the loan before the expiration date of the loan contract.
4. Where can I find a mortgage interest rates calculator online if I want to use a mortgage loan in Shanghai?
The loan calculator Baidu came out at once.
It takes about 15 days to apply for a mortgage loan. You can go to the bank with the property owner and ID card account book.