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CBRC: Banks shall not force the elderly to use bank cards.
Recently, China Banking and Insurance Regulatory Commission of China issued the Notice on Banks and Insurance Institutions Effectively Solving the Difficulties of the Elderly in Using Intelligent Technology, which set clear requirements for retaining and improving traditional financial services, improving the convenience level of online consumption, and promoting the aging transformation of Internet applications.
Commercial banks should keep paper passbooks, certificates of deposit and other services that are familiar to the elderly who are still in use, and should not force the elderly to use bank cards, or force the elderly to handle business through self-service smart devices, or illegally replace the operation of the elderly, or set assessment indicators such as diversion rate for the elderly to use counter manual services.
Financial Industry Comments: The development of financial technology should also pay attention to humanistic care.
bank
In 2020, the revenue of Bohai Bank increased by 65,438+04.5% year-on-year to 32.49 billion yuan.
On March 29th, China Bohai Bank Co., Ltd. (09668.HK) announced its annual audited results for the period from June 65438 to February 3, 20201.
During the reporting period, Bohai Bank achieved an operating income of 32.492 billion yuan, a year-on-year increase of 65,438+04.50%, and continued to maintain a double-digit growth rate; Realized a net profit of 8.445 billion yuan.
Comments on financial sector: At the end of 2020, the NPL ratio of Bohai Bank was 65,438+0.77%, down 0.065,438+0% year-on-year.
China Construction Bank: 22 1 100 million yuan will be invested in financial technology in 2020.
On March 29th, Sharla Cheung, Vice President of China Construction Bank, said at the 2020 performance conference of China Construction Bank that in 2020, China Construction Bank invested 22 1 100 million yuan in financial technology, accounting for 3% of the total operating income. The number of financial technicians in the whole group reached 6.5438+0.3 million, and the layout of technicians was further optimized.
Financial industry comments: banks increase financial technology.
Big company
Zhongyuan consumer finance plans to go public within five years.
Recently, Zero One Finance learned that Zhongyuan Consumer Finance, another head consumer finance company, plans to go public in five years, and is now trying to expand its business scale and prepare to go public.
Consumer Finance Industry Review: The data shows that the operating income of consumer finance in Zhongyuan last year was 210.09 billion yuan, a year-on-year increase of 72.87%.
Ant flower buds announced the launch of the "Agricultural Development Plan"
On March 29th, Flower Garden, a subsidiary of Ant Group, announced the plan to promote agriculture, including: on the consumer side, providing subsidies and platform traffic to help farmers sell more agricultural products and increase farmers' income; On the farmers' side, interest-free subsidies for flower buds are provided in stages to reduce the pressure on farmers to purchase agricultural materials in spring ploughing.
Bai Hua introduced that at this stage, Chongqing farmers will first be provided with an interest-free quota of 2,000 yuan per capita for spring ploughing. Huang Hao, senior vice president of Ant Group, said that after that, Bai Hua's plan to promote agriculture will enter more cities and villages, and consumption will be an important task for Bai Hua this year.
Financial comments: The supervision has recently issued a document to regulate college students' consumer loans, and flowers are among the norms.
Alipay's free cash withdrawal service will be extended for another three years.
On March 30th, Alipay official Weibo said that Alipay's free cash withdrawal service would be extended for another three years, with no single limit or single-day limit.
Consumer Industry Comments: In order to reduce the operating burden of small and medium-sized businesses.