In order to encourage the development of new energy vehicles, the state has introduced many subsidy policies, and individuals who buy new energy vehicles can also enjoy these subsidy policies. Compared with buying a fuel car, it not only saves money, but also saves energy when the car goes on the market, so many car owners give up fuel cars and choose new energy vehicles. Mr. Zhu of Shijiazhuang, Hebei Province also bought a new energy vehicle, and he also enjoyed subsidies when buying a car, but after one year, these subsidies were "gone", and Mr. Zhu felt that he had been cheated.

This calculation is very cost-effective. Although I paid more interest, I saved 65438+100000 by buying a car. Mr. Zhu felt that he had earned it, so he decided to buy the car.

When handling the loan, Mr. Zhu met a very strange thing. Sales let Mr. Zhu borrow 300,000 yuan from the bank in the name of his wife, and then transfer the money to the company account, and the company will repay it monthly. Mr. Zhu didn't notice anything unusual at that time, thinking that he just borrowed money in the name of his wife and handled it.

Now the loan has been repaid for one year, with a monthly repayment of 2388 yuan. However, two days ago, Mr. Zhu received a call from customer service, asking him to pay 17000 yuan per month in addition to the original 2388 yuan. And this 17000 yuan is the money he borrowed from the bank in the name of his wife at the beginning of the sale, of which 7000 yuan is the "subsidy" promised by the company at the beginning of the sale.

Mr. Zhu thinks that this 2388 yuan is his own car loan and should be repaid monthly, but this 17000 yuan should not be repaid by him. He felt cheated. The so-called "subsidy" of the other party is simply a scam. They just want to trick him into mortgaging his car in this way.

The monthly payment is deducted by 20,000 yuan per month, and more than 60,000 yuan is deducted in three months. Such pressure made Mr. Zhu feel unbearable, so he contacted the person in charge of the dealer and asked them to solve the matter. However, the other party only transferred him the fee for one period and did not give him the rest of the money.

Mr. Zhu found each other many times, and the other party would find a reason to shirk before, and then directly tell Mr. Zhu that he had no money. Later, when Mr. Zhu contacted the other party again, he learned that the person in charge had left.

No one is in charge of this matter now, and Mr. Zhu is also very embarrassed. The hardest thing is that when he signed a contract with the dealer at that time, there was no relevant contract indicating the subsidy. Now Mr. Zhu wants to solve this matter, so he can only collect evidence by himself and then solve it through legal channels.

New energy vehicles do have car subsidies, but the subsidies for new energy vehicles are calculated according to the cruising range of vehicles. Pure electric passenger cars with a cruising range of less than 300 kilometers are not subsidized, and pure electric passenger cars with a cruising range of 300~400 kilometers are subsidized by 6.5438+0.3 million yuan. The pure electric passenger car is more than 400 kilometers, and the subsidy is 6.5438+0.8 million yuan.

202 1 Subsidized prices of new energy vehicles are lowered. In 20 19, the subsidy for new energy vehicles over 400 kilometers is 25,000 yuan/vehicle. Tesla's cruising range is mostly over 400 kilometers, so its subsidy price is more than 20,000 yuan at most. However, the merchants have offered hundreds of thousands of discounts, which is definitely problematic.

Nowadays, many people will choose to borrow money to buy a car, but when they borrow money, they must read the terms of the contract clearly, especially the "subsidy" clause for buying new energy vehicles. If the subsidy given by the other party far exceeds the market standard, don't believe it just because you are greedy and cheap, otherwise you will be the last to get hurt.