The use of domestic (including Hong Kong, Macao and Taiwan) foreign exchange transfer is working days, and it is postponed on Saturday and weekend.

Overseas foreign exchange transfer takes 1-3 working days, which will be postponed on Saturday and weekend.

If the bill for foreign exchange transfer exceeds USD 50,000, domestic banks will conduct customer follow-up consultation on the transfer purpose to ensure whether it is legal and compliant. This time period can be extended.

Cross-border remittance refers to the foreign exchange remittance business of individual online banking customers to the payee who opens an account in a bank outside the mainland within the prescribed limit.