2. Theoretically, there is a remittance fee for remittance from Bank of America, but there is no additional customer fee for transferring the position to China Construction Bank. It should be said that it is more cost-effective to remit money from Bank of America to CCB.
Remittance is in US dollars, and domestic customers also accept US dollars. As for whether to convert foreign exchange into RMB, it depends on personal needs. However, according to the current general trend, the RMB is constantly appreciating, so it is suggested to settle foreign exchange.
Another tip: banks can provide exchange rate concessions for foreign exchange settlement! It depends on how customers bargain with banks!