1. If the card is used improperly, it will be temporarily frozen by the bank.
1. If the wrong password is entered for more than 3 times during ATM operation, it will be automatically frozen and automatically unfrozen after 24 hours.
2. Online banking is frequently operated. If the password is entered incorrectly for more than 3 times, it will be automatically frozen and automatically unfrozen after 24 hours.
3. When trading online, it was wrongly operated by the virus link and was temporarily frozen. If it thaws, you must go to the bank.
Second, in the process of using the card, the abnormal trading behavior was temporarily frozen by the bank.
1. Frequent small online transactions, online recharge, and going back and forth to different accounts are regarded by banks as suspected of false invoicing, which is an abnormal transaction and will also be frozen by banks.
2. Large foreign exchange transfer, virtual currency speculation and foreign exchange are regarded as abnormal transactions by banks and will also be frozen by banks.
3. Buying pornographic video services and participating in online transactions in gambling sites are also regarded as abnormal transactions and frozen by banks.
4. If the user card is stolen by others, the bank will consider it as an abnormal transaction and the bank can unfreeze it through legal channels.
5. The user's bank card has huge or high-frequency transactions, which are abnormal transactions and will be frozen by the bank.
The third is to freeze participation in illegal and criminal activities through bank cards.
1, committed online fraud through bank cards to obtain huge profits and huge funds, and was convicted by judicial organs.
2. The bank card is suspected of a major economic debt dispute, which has been determined by the court and has been requested by the judicial organ to freeze the bank.
3. User bank cards involve a large number of money laundering, gang crimes and drug-related transactions, and have been recognized by judicial organs. Similarly, banks will freeze bank cards.
In all the above cases, bank card freezing can be divided into temporary freezing and permanent freezing. The former is not serious. Find the reason and the bank will unfreeze it for you. The latter is very serious, thawing is very difficult, and some may even be permanently frozen. Once the bank card is found frozen, first find out the specific reasons, call for advice, and then go to the bank to unfreeze it.