As the front line of international finance and the window of foreign-related business, the International Business Department has been paying close attention to the impact of changes in the international economic and financial situation on our business, handling various foreign exchange businesses cautiously and taking measures to minimize the impact of the financial crisis on our bank.

1. is to strengthen the dynamic analysis of customers. For some customers with low anti-risk ability, export credit insurance is required to ensure the financial security of enterprises and our department. Enterprises exporting light industry and consumer goods only handle international settlement business and do not handle trade financing when the economic situation in the importing country deteriorates.

2. Take low foreign exchange exposure, only keep a small amount of foreign exchange paid to the outside world, and immediately balance the surplus foreign exchange positions to ensure the absolute safety of China's foreign currency assets.

3. In view of the increasingly severe economic situation, timely change the structure of foreign exchange business, reduce the proportion of export business, strive to develop import letters of credit and import bills of exchange business, realize diversification of foreign exchange business, and effectively reduce international business risks.

China Construction Bank Shenzhen Branch

Duan translation