1. China Agricultural Bank is a commercial bank for profit, and China Agricultural Development Bank is a policy bank for non-profit.

2. The business is different from that of China Agricultural Bank and China Agricultural Development Bank in acceptance business. China Agricultural Bank has two kinds of business: public business and private business, while China Agricultural Development Bank mainly handles related business according to the policies of the state and provincial governments, rather than private business.

3. The market code of conduct is different. Agricultural Bank of China takes market rules as the code of conduct, and on the premise of ensuring the liquidity and safety of funds, it aims at maximizing profits and pursuing the greatest interests. China Agricultural Development Bank aims at social benefits and considers the role and influence of market rules.

China Agricultural Development Bank:

As a central financial enterprise, it is the only agricultural policy bank in China directly under the leadership of the State Council. Established in June 1994 1 1. The main responsibility is to raise funds based on national credit, undertake agricultural policy-oriented financial business, allocate financial support funds for agriculture on behalf of the state, and serve the development of agriculture and rural economy. The Ministry of Finance of People's Republic of China (PRC) and State Taxation Administration of The People's Republic of China recently issued the Notice on Preferential Business Tax Policies for Agricultural Loans of China Agricultural Development Bank, specifying that 20 16 1 to 20 18 12 3 1 provide agricultural loans to the head office and its branches of China Agricultural Development Bank. Including agricultural and rural infrastructure construction, water conservancy construction loans, rural land circulation and large-scale business loans, farmers' centralized housing construction, rural human settlements construction, and agricultural shantytown renovation loans, business tax is levied at a reduced rate of 3%.

Agricultural Bank of China:

Agricultural Bank of China was established in 195 1. Headquartered at 69 Jianguomen Inner Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.