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How are the first-level branches and second-level branches of banks distinguished?

The differences between branches and branches of banks are as follows:

1. Different grades: The order of bank grades is head office-tier-one branch (provincial bank)-tier-two branch (city bank)-tier-one branch (district, county, county-level city bank)-tier-two branch (branch or savings office).

generally speaking, provincial branches are first-class branches, and municipal branches are second-class branches. The institutions of districts and counties below the city level and districts and counties are sub-branches. Each branch has a branch office, as well as several branches and savings offices. And a bank branch is a branch of a bank.

2. Different powers: branches have the power to manage sub-branches, and several branches and savings offices have been set up under the sub-branches; Tier-1 branches have the power to approve cards, and branches can formulate policies, while sub-branches can only implement policies.

3. Different businesses: savings offices can only handle personal business, while branch offices can handle corporate business. Offices may be different banks' sayings. A branch is the head of a regional bank, which can manage savings offices and branch offices, while a branch is an institution that manages all branches, and it does not handle business externally. The accounting center is an internal department of a branch or sub-branch.

Extended information:

Specific responsibilities of sub-branches

1. Implement a prudent monetary policy and support the economic development of the jurisdiction.

2. Carry out foreign exchange management according to the authorization, and maintain the stability of foreign exchange order in the jurisdiction.

3. Manage the issuing bank, specifically responsible for handling the allocation, storage, destruction and accounting of RMB issuing funds, handling the cash deposit and withdrawal business of commercial banks, and organizing the anti-counterfeiting work of RMB.

4. Maintain the normal operation of the payment and settlement system.

5. Carry out financial statistics and organize financial and economic statistical surveys.

6. Guide the deployment of anti-money laundering work in the financial industry, and be responsible for the monitoring of anti-money laundering funds.

7. Manage the credit investigation industry and promote the establishment of a social credit system.

8. guard against systemic financial risks and maintain financial stability.

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