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1. The financial security of Tencent WeChat Caitong is as follows. For various financial payment or financial platforms, users are most concerned about the safety of funds. The funds in Tencent Caitong account can only be extracted from the security card, that is, the bank card bound by the user. Even if WeChat is stolen, others can't steal Caitong's funds, because they only support the return of funds to the security card. In addition, there is the guarantee of WeChat secure payment, bank-level security technology, double verification of payment password and SMS, and the funds are fully contracted by China PICC Group.
2. Cooperative financial institutions. Financial institutions cooperated by Licaitong provide users with diversified financial products and services. These financial institutions are basically head offices, such as China Life Insurance (the largest enterprise annuity entrusted assets in the industry), CITIC Securities (the largest domestic securities company in terms of assets), ICBC Credit Suisse Bank Fund (the largest asset management scale in China and the second in Public Offering of Fund), and many other large financial institutions.
3. Wealth management has the following functions. Wealth management is like a financial ecosystem, which can provide a variety of financial services. The storage of funds is equivalent to the storage function of bank cards. Credit card repayment, after binding the credit card, you can provide credit card repayment function, set repayment reminder time, or set automatic repayment. In terms of repayment, Caitong can also set the repayment function, and can set the automatic withdrawal to the bank card. Telephone charges can be recharged through Caitong.
4. Investment and financial management. Investment and financial management is the most powerful and important function of Caitong. Caitong can participate in the investment of stocks, funds, gold and precious metals, and has developed investment tools such as fixed fund investment, sales reminder of wealth management products, smart buying and simulated investment. Fund investment and financial management has the function of "investing together", which essentially belongs to the fund investment consulting business of the third-party fund consignment platform. Of course, the function of "throwing together" has its special entrance, which can be accessed through other channels such as WeChat, WeChat and WeChat official account. The products launched by the financial platform are all products that cooperate with formal and approved financial institutions, and there is no legal and regulatory risk in the products. But for a single investment product, there is profit and loss risk in the investment itself, and the risk level of different products is different. Every investor needs to refer to his own risk tolerance to choose the right products for investment.
Operating environment: Huawei p30pro 2.3.0
Wechat 8. 1. 1.5